Pradhan Mantri Jan Dhan Yojana - PMJDY - ZERO minimum Balance Bank accounts, Overdraft facility upto Rs.10000/- is available in only one account per household, preferably lady of the household.
PMJDY - Accidental insurance cover of Rs.1.00 lac, Life insurance cover of Rs.30,000/-
PMJDY - RuPay Debit Card which must be used at least once in 45 days.