Important Points for IC 22 - Life Insurance Underwriting Exam

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  • Main causes of hypothyroidism are Hashimoto?s disease, radioactive iodine treatment, thyroid operation, medication, subacute thyroiditis and congenital hypothyroidism.
  • In hypothyroidism, the T4 level would be low, while the TSH level would be high and it is treated with thyroxine replacement.
  • In life insurance underwriting, no additional risk is seen in cases of adult hypothyroidism. Only presence of coronary artery disease indicates a poor prognosis.
  • Abnormal growth of the gland may be in the form of a localised swelling or multiple swelling within the thyroid.
  • Over-activity of the thyroid gland is known as hyperthyroidism.

Life Insurance Underwriting

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