Jewelry whilst being worn or kept in locked safe can also be insured under householders insurance. Cover is also given for antiques and works of art.
Householders insurance also provides coverage for loss of personal baggage, electrical and mechanical failure of domestic and electronic appliances
Householders Insurance - Terrorism is generally excluded but can be given as an extension. War and allied perils; depreciation, wear and tear; consequential loss and nuclear perils are excluded.
Shopkeepers insurance Usually covers damage to the shop structure and contents due to fire, earthquake, flooding or malicious damage; and burglary
Shopkeepers insurance can also include business interruption protection. cover any lost income or additional expenditure in the event of an unexpected claim
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