IC38 GENERAL INSURANCE AGENT EXAM - Study Notes
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Initial Waiting Period
-A typical health insurance policy covers illnesses only after an initial 30 days (except accident related hospitalization).
Scrutiny/process sheet - It is usually a single sheet where the entire processing notes are captured.
Discharge summary
- It details the complete information about the condition of the patient and the line of treatment.
Investigation reports assist in comparing the diagnosis and the treatment like Blood test reports; X-ray reports; Scan reports and Biopsy reports
Reserving
- This refers to the amount of provision made for all claims in the books of the insurer based on the status of the claim
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