IC38 HEALTH INSURANCE AGENT EXAM - Study Notes

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  • There is no legal obligation on the part of insurers to advise the insured that his policy is due to expire on a particular date.
  • The first stage of documentation is the proposal form through which the insured informs about herself and what insurance she needs
  • The duty of disclosure of material information arises prior to the inception of the policy, and continues throughout the policy period in case of Health Insurance
  • The process of scrutinising the proposal and deciding about acceptance is known as underwriting.
  • ASHA (Accredited Social Health Activist) volunteers, selected by the community under the NRHM (National Rural Health Mission) programme, who are new, village-level, voluntary health workers trained to serve as health sectors links in the rural areas.

IC38 Health Insurance

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