There is no legal obligation on the part of insurers to advise the insured that his policy is due to expire on a particular date.
The first stage of documentation is the proposal form through which the insured informs about herself and what insurance she needs
The duty of disclosure of material information arises prior to the inception of the policy, and continues throughout the policy period in case of Health Insurance
The process of scrutinising the proposal and deciding about acceptance is known as underwriting.
ASHA (Accredited Social Health Activist) volunteers, selected by the community under the NRHM (National Rural Health Mission) programme, who are new, village-level, voluntary health workers trained to serve as health sectors links in the rural areas.