IC38 HEALTH INSURANCE AGENT EXAM - Study Notes
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Personal Accident and disability cover - provides compensation due to death and disability in the event of unforeseen accident
Permanent total disability (PTD):
means becoming totally disabled for lifetime viz. paralysis of all four limbs
Permanent partial disability (PPD):
means becoming partially disabled for lifetime viz. loss of fingers, toes, phalanges etc
Temporary total disability (TTD):
means becoming totally disabled for a temporary period of time.
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