Pre hospitalization expenses would be relevant medical expenses incurred during period up to the defined number of days (generally 30 days) prior to hospitalization and will be considered as part of claim.
Post hospitalization expenses would be relevant medical expenses incurred during period up to the defined number of days (generally 60 days) after hospitalization and will be considered as part of claim.
Hospital daily cash policy provides a fixed sum to the insured person for each day of hospitalization. Per day cash coverage could vary from (for example) Rs. 1,500 per day to Rs. 5,000 or even more per day.
High Deductible or Top-up Coversoffer cover for higher sum insured over and above a specified chosen amount (called threshold or deductible). These covers are available on individual basis and family basis
A top-up cover is also known as a high deductible policy. This policy works along with a basic health cover having a low sum insured
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