IC38 HEALTH INSURANCE AGENT EXAM - Study Notes

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  • Overseas Mediclaim / Travel Policies provide cover to an individual against exposure to the risk of accident, injury and sickness during his stay overseas.
  • Health plus Life Combi Products therefore mean products which offer the combination of a life insurance cover of a life insurance company and a health insurance cover offered by non-life and/or standalone health insurance company.
  • Micro-insurance products are specifically designed to aim for the protection of low income people from rural and informal sectors
  • Micro Insurance products come with a small premium and typically, the sum insured is below Rs.30,000 taken on a group basis by various community organizations or non-governmental organizations (NGOs) for their members.
  • TPA enter into an MOU with hospitals or health service providers which has at least 10 inpatient beds in those towns having a population of less than 10,00,000 and 15 inpatient beds in all other places

IC38 Health Insurance

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