IC38 LIFE INSURANCE AGENT EXAM - Study Notes
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- The first stage of documentation is the proposal form through which the insured informs about herself and what insurance she needs
- The duty of disclosure of material information arises prior to the inception of the policy, and continues throughout the policy period in case of Health Insurance
- The process of scrutinising the proposal and deciding about acceptance is known as underwriting.
- Primary health care - services offered by the doctors, nurses and other small clinics which are contacted first by the patient for any sickness
- Secondary health care refers to the healthcare services provided by medical specialists and other health professionals who generally do not have first contact with patient.
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