High Deductible or Top-up Covers offer cover for higher sum insured over and above a specified chosen amount (called threshold or deductible).
Out-patient covers provide for medical expenses like dental treatments, vision care expenses, routine medical examinations and tests etc. that do not require hospitalization
A group policy is taken by a group owner who could be an employer, an association, a banks credit card division, where a single policy covers the entire group of individuals.
Overseas Mediclaim / Travel Policies provide cover to an individual against exposure to the risk of accident, injury and sickness during his stay overseas.
TPA enter into an MOU with hospitals or health service providers which has at least 10 inpatient beds in those towns having a population of less than 10,00,000 and 15 inpatient beds in all other places
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