Integrated risk management concepts covers combining insurance risks with financial market risks, such as currency, interest rate or equity market risks.
Insurance securitisation serves as liability funds, and is lost in the event of a loss.
Insurance derivatives enable investors to assume insurance risk by way of an unfunded capital market instrument in the format of options or swaps.
Munich Re sees ART as a complement to traditional reinsurance in risk and balance sheet management for insurance companies to: Optimise risk retentions, Smooth earnings over time and, Access additional sources of risk transfer and financing capacity
Alternative risk financing products can be divided roughly into two principal categories: alternatives to insurance companies and alternatives to insurance products.
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