An RTO is the amount of time it takes to recover from a disaster event, and an RPO is the amount of data, measured in time, that one can lose from that same event.
Three basic elements of any loss exposure comprise of: 1) Values exposed to loss, 2) Perils causing loss and, 3) Financial consequences of loss.
Detailed inspection or investigation checklists for various classes are provided in a subsequent chapter.
In the words of an expert in the field of legal liability, it can be mentioned that 'Anyone can sue anyone for anything. They might not win-indeed they might be thrown out of court - but they can use, making life difficult for the defendant even though he might have acted as a saint'
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