Important Points for IC 57 - Fire and Consequential Loss Insurance Exam
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Combustion that can occur without heat being supplied externally is referred as Spontaneous combustion. Spontaneous combustion may occur in these circumstances: i. Slow oxidation, ii. Absorption of Oxygen from the air by porous substance, iii. Action of bacteria leading to oxidation
When fire is detected in its early stages, trained personnel can easily extinguish it using first aid appliances. Automatic fire detection systems can thus help minimise fire losses. These detectors are activated by smoke, radiation or heat.
The term 'Good Housekeeping' embraces all measures taken by a progressive management to promote efficiency and foster safety at the work place. Good housekeeping depends upon the culture of the organisation and is derived from the positive attitude of top management.
Construction is an example of contributory hazards.
Residential premises are classified under low fire load.
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