Important Points for IC 27 - Health Insurance Exam
Page 10 Of 27
Go to:
Some of the factors which affect a persons morbidity are age, gender, habits, occupation, built, family history, past illness or surgery, current health status and place of residence.
The core principles of underwriting are: utmost good faith, insurable interest, indemnity, contribution and proximate cause.
The key tools for underwriting are: proposal form, age proof, financial documents, medical reports and sales reports.
Medical underwriting is a process which is used by the insurance companies to determine the health status of an individual applying for health insurance policy.
Non-medical underwriting is a process where the proposer is not required to undergo any medical examination.
MODELEXAM® 
www.realsoftinfoplan.com