Financial products - Contingency products like insurance - protection against large losses that may be suffered in the event of sudden unforeseen events
Financial products - Wealth accumulation products - Shares and high yielding bonds or real estate
The challenges facing our society and our customers - Disintegration of the joint family, Multiple investment choices, Changing lifestyles, Inflation, Other contingencies and needs
Cash planning - prepare a budget,analyse the expenses and income flows over last six months,predict future monthly income and expenses over the whole year