A rider is a provision typically added through an endorsement, which then becomes a part of the contract.
A term insurance is a Traditional Insurance policy which comes handy as an income replacement plan
In a term Insurance Sum Assured will be paid only if the Insured dies during the term. There is no Maturity / Survival Benefit
The unique selling proposition (USP) of term assurance is its low price, enabling one to buy relatively large amounts of life insurance on a limited budget
Decreasing term assurance - provide a death benefit that decreases in amount with term of coverage. Marketed as Mortgage Redemption and Credit Life Insurance
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