Prospectus - It is a formal legal document used by insurance companies that provides details about the product
Agent's report - The agent is the primary underwriter
Moral hazard is the likelihood that a client's behaviour might change as a result of purchasing a life insurance policy and such a change would increase the chance of a loss.
Standard age proofs - School or college certificate, Birth certificate extracted from municipal records, Passport, PAN card, Service register, Certificate of baptism, Certified extract from a family bible if it contains the date of birth, Identity card in case of defence personnel, Marriage certificate issued by a Roman Catholic church
Non-standard age proofs - Horoscope, Ration card, An affidavit by way of self-declaration, Certificate from village panchayat
MODELEXAM® 
www.realsoftinfoplan.com