While a death claim arises only upon the death of the life assured, survival claims can be caused by one or more events
A maturity or death claim or a surrender leads to termination of the insurance cover under the contract and no further insurance cover is available
Survival claims are Maturity of the policy, An instalment payable upon reaching the milestone under a money-back policy, Critical illnesses covered under the policy as a rider benefit, Surrender of the policy either by the policyholder or assignee
Early Death Claim - If death happens before 3 years from the commencement of the policy.
Forms to be submitted for Death Claim - Claim form by nominee, Certificate of burial or cremation, Treating physicians certificate, Hospitals certificate, Employers certificate, Certified court copies of police reports in case of death by accident
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