Risk Burden - Burden of risk refers to the costs, losses and disabilities one has to bear as a result of being exposed to a given loss situation/event.
Primary burden of risk - Losses that are actually suffered by households, business units as a result of pure risk events. These losses are often direct and measurable and can be easily compensated for by insurance.
Primary Burden of Risk - If an individual undergoes a Kidney transplant surgery, the medical cost of the same is known and compensated.
Secondary Burden of risk - Physical and mental strain caused by fear and anxiety
Secondary Burden of Risk - Setting aside reserves as a provision for meeting potential losses in the future
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