The insured can renew his policy online, starting 60 days before expiry of the existing policy.
The insurers also tie up with preferred garages to extend cashless facility if the vehicle is brought to them. Some insurers have developed their own garages and research facilities which arrange repairs and provide alternate vehicle of same make to its insured claimant.
Pay As You Drive (PAYD) motor policies are a new concept of insurance contracts ... also called Usage Based Insurance (UBI) because, instead of an annual premium be established, the premium is fixed according to the number of kilometers done by the car, besides other characteristics of the risk traditionally used in pricing.
The existence of the Tariffs in Fire, Motor Engineering and Workmens Compensation muted competition to some extent.
The insured can renew his policy online, starting 60 days before expiry of your existing policy.
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