Motor Vehicle insurance in India was governed by India Motor Tariffs effective from 01-08-1989 till December 2006.
No claim bonus is earned only on the Own damage section of the Package policy covering all classes of vehicle except Motor trade policies, Road Transit Risks; Road Risks: Internal Risks.
All proposal forms elicit full particulars of settled and outstanding claims in connection with any motor vehicle owned or driven by the proposer during the last preceding 3 to 5 years.
Differential rating is the rating based on scientific method of pricing the product on Make and Model basis.
AClaim Search system is used to detect fraud and to help insurers identify policyholder claims histories.
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