Under the OD section of the policy, the sum insured forloss of personal belongings cannot exceed Rs. 50,000.
GR 2 proposal form is required to be submitted by the insured before the commencement of cover, and at renewal in case of material alternation or in case of change of insurer.
According to GR 40, the compulsory deductible for Motorised two wheelers is Rs. 100.
The Motor Vehicles Act, 1988 defines "driving license" as license issued by a competent authority authorising the person specified therein to drive, otherwise than as a learner, a motor vehicle of any specified class or description.
Doctrine of cause of accident: The cause of accident and probable damage caused due to a particular reason is the most important aspect to be taken into consideration in all motor claims.
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