Important Points for IC 72 - Motor Insurance Exam

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  • Section 161 defines ?hit and run motor accident as accident arising out of the use of a motor vehicle or motor vehicles the identity whereof cannot be ascertained in spite of reasonable efforts for the purpose.
  • Vicarious means that takes or supplies the place of another. (Shorter Oxford English Dictionary, 3rd Edition 1944, and Vol. 2nd) Vicarious liability means that one person takes the place of another so far as liability is concerned.
  • Legal representatives shall have the meaning assigned to it under Clause (ii) of Section 2 of Code of Civil Procedure, 1908 (Central Act of 1908). Section 2 (11) of CPC which reads as under:
  • Legal representative means a person who in law represents the estate of a deceased person and includes any person who intermeddles with the estate of the deceased and where a party, sues or sued in a representative character, the person on whom the estate devolves on the death of the party to suing or sued.
  • Pecuniary damages: These damages (also known as special damages) are generally designed to make good the pecuniary loss, which is capable of being calculated in terms of money.

Motor Insurance Exam

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