Important Points for IC 72 - Motor Insurance Exam

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  • Appeal against award: An appeal can be filed within 90 days from the date of award. At the time of filing of appeal, 50% of the awarded amount or Rs.2, 500/- whichever is less has to be deposited in the manner directed by the High Court.
  • Letters Patent Appeal (LPA): The appeal before the Division Bench challenging the order of the Single Judge is called the Letters Patent Appeal (LPA)
  • Steps to be taken in Third Party Motor Accident Cases i. Appointment of Investigator; ii. Drivers Licence: In case, it is observed that driver was not duly licensed, the necessary information should be given to the advocate; iii. Receipts of summon; iv. Appointment of Advocate; v. Submission of documents by insured;
  • Steps to be taken in Third Party Motor Accident Cases vi. Drafting written statement; vii. Regular follow-up action; viii. Payment of Fault Liability Claims; ix. Settlement of Award; x. Stay of operation during the pendency of appeal: In case stay of operation of order is not been possible to be procured in time from the appellate court the matter should be argued on merit with all defences available on merit
  • The written statement is required to be filed by the insurer either by admitting or denying liability within 90 days from the date of service of summons.

Motor Insurance Exam

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