At the time of underwriting, when cover is given knowingly about the occurrence. If cover is not available, then by arranging forged cover.
Identification of Fraud: Thorough knowledge of MACT cases, MV Act, Criminal Procedure Acts, IPC and document related in connection thereof should be there to detect the fraud.
Effective investigation: The perusal of documents and probing mind of MACT officer will be able to detect if any fraud is involved. Apart from these, effective investigation should be arranged for the corroboration of the vital facts and to dig out additional information to ascertain the truth.
Methods of Detection of underwriting fraud in early stage: i. The investigation report; ii. The seizure memo; iii. 64 VB Compliance Certificate; iv. The copy of cover produced by the applicant in MACT in support of the claim; v. Any complaint received in the office
Frauds Committed with Internal Support: The cases falling under close proximity must be reported to the controlling office immediately with all documents as prescribed by the guidelines.
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