As regards the scope and purport of Section 168 of the Motor Vehicles Act, 1988, the Claims Tribunal is entitled to determine the amount of claim from the insurer, owner or driver of the vehicle jointly or severally.
For identification of Motor Insurance related frauds, one should have thorough knowledge of MACT cases, Motor Vehicle Act, Criminal Procedure Acts and CPC etc.
Section 158(6) of the MV Act requires the Officer-in-charge of the Police Station to forward the FIR to the insurers and Claims Tribunal having jurisdiction within thirty days.
Fraud management is essential to ensure only genuine claims are settled. Some of the measures that can be adopted are documentary proofs of accident details which include photographs, witness statements, identities of claimants and witnesses, identification of claimants by concerned police official etc.
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