Miscellaneous Insurance IC-78 Exam Study Notes

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  • Certain exclusions like travelling against the advice of a physician, travelling for the purpose of obtaining medical treatment etc, are applicable.
  • The proposal form for the policy elicits details such as name, age, passport, nature and purpose of the foreign visit.
  • There is also an annual cover granted to officials of corporate registered under the Companies Act, who are regularly travelling abroad.
  • Employment and Study policy is designed for Indian Citizens temporarily posted abroad in a sedentary non-manual work or students prosecuting studies or engaging in research activities abroad.
  • Destination India policy is a policy, more or less similar to Videsh Yatra Mitra policy but covers overseas travellers during their visit to India.

Miscellaneous insurance Exam

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