Miscellaneous Insurance IC-78 Exam Study Notes

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  • I am travelling for the purpose of obtaining medical treatment is not a part of the declarations present in the proposal form for Videsh Yatra Mitra policy.
  • Cosmetic surgery is not covered under Destination India policy.
  • Under Employment and Study policy the premium for accompanying spouse is same but a lower rate is charged for chagred for child under 18 years.
  • Housebreaking - "A person who commits house trespass if he effects his entrance into the house (or any part of it), or if, being in the house (or any part of it), for the purpose of committing an offence, or having committed an offence therein, he quits the house (or any part of it), such entrance or exit being made in the six ways as described in the penal code, is said to commit housebreaking".
  • Theft - The Indian Penal Code in Section 378 defines as follows "whoever intending to take dishonestly any movable property out of the possession of any person without the consent of that person or any person having for that purpose authority, moves that property in order to such taking is said commit theft".

Miscellaneous insurance Exam

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