The use of force and violence need not be against property only - it can also be against the person of an individual.
Burglary insurance is a major class of miscellaneous insurance.
The policy covers contents against loss or damage by burglary and is available to commercial establishments, factories, warehouses, shops etc.
The standard burglary and house breaking insurance policy covers theft of property after actual forcible and violent entry into the premises or theft followed by actual forcible and violent exit.
The exclusions under a burglary (business premises) insurance policy include damage due to fire, riots/strike and terrorism etc.
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