Miscellaneous Insurance IC-78 Exam Study Notes
Page 17 Of 46
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Robbery is an aggravated form of theft where the offender voluntarily causes (or attempts to cause) to any person death or hurt.
As per the average clause Rs 5,000 will payable to Samit.
Occupation of the insured is not an underwriting consideration for a burglary insurance policy.
A full value policy covers goods for their full value excluding considerations for profit.
Damage caused by any process of cleaning, dyeing or bleaching is excluded under "All Risk" policy.
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