Money insurance is a modified version of burglary insurance.
Customary money in transit policy covers certain scenarios involving cash in transit and money held in safe at insured premises.
In order to arrive at the sum insured two amounts need to specified i.e. limit of the insurers liability for any one loss and estimated amount in transit during the year.
The following losses are normally excluded shortage due to error or omission, losses which are covered by other policies and theft of money etc.
Infidelities of employees, disbursement risk are some of the extensions that can be availed under the money insurance policy.
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