Miscellaneous Insurance IC-78 Exam Study Notes
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The policy contains a provision for an automatic reinstatement of the sum insured on payment of a loss.
The proposer has to select the sum insured which is the limit of liability of the insurer for any one loss. The sum is known as the basic sum insured.
The policy is generally issued for a period of twelve calender months.
The policy is subject to certain specified exclusions.
The policy is subject to certain conditions that are similar to those under the other miscellaneous accident policies.
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