The payment of bogus, fictitious, forged or raised cheques or drafts, the payment of genuine cheques, drafts or fixed deposit receipts bearing forged endorsements are instances of forgery or alternation.
Unless specifically stated in the schedule of the policy, glass means plain glass of ordinary glazing quality and does not include any embossing, silvering, lettering or ornamental work.
In the case of Pedal Cycle Insurance, the cover is granted generally in respect of loss of or damage to the pedal cycle described in the schedule of the policy resulting from certain specified causes. In addition, the cover is also granted in respect of the insureds legal liability for bodily injury to the public and for damage to the property of the public, subject to a specified limit.
A Plate Glass Insurance policy generally provides cover against the breakage of the plate glass fixed to display windows or show cases of commercial establishments by any reason whatever, except those that are specifically excluded by the policy.
A missing Documents Indemnity policy issued by insurers seeks to indemnify the authority issuing the duplicate or paying any sums under the missing document, against any loss that it might sustain as a result of its having issued a duplicate document or having made by payment under the missing document.
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