Miscellaneous Insurance IC-78 Exam Study Notes

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  • Flight insurance coupons, Janta Personal Accident insurance etc. are different types of P.A. covers offered.
  • Rajarajeshwari Mahila Kalyan Yojana, Bhagyashree child welfare policy are some of the P.A. based social insurance schemes.
  • Change in occupation needs to be notified to the insurer in case of personal accident policies.
  • Group of unrelated individuals is not eligible for coverage under group personal accident policies.
  • The onus of substantiating a claim under the policy rests on the insured.

Miscellaneous insurance Exam

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