Poultry for the purpose of insurance refers to (a) layers (b) broilers and (c) parent stock (hatchery) which are exotic and cross bred.
In case of layer farms having more than 5000 birds, inspection of the farm is done by the Companys own vet officer or panel Doctor.
Poor families are defined in the policy and include landless labour households, families of traditional craftsmen etc. whose total annual income does not exceed Rs. 7200/-.
Very Poor Families are defined in the scheme and include landless labourers, small farmers etc., whose annual family income does not exceed Rs.4,800/-.
There are certain common features of insurance schemes of animals. There relate to coverage, sum insured and claims procedure.