Under the PASS scheme, Poor families are defined in the policy and include landless labour households, families of traditional craftsmen etc. whose total annual income does not exceed Rs.7,200.
The PASS scheme provides for payment of Rs.3,000 in the event of accidental death of any person in the age group of 18 years to 60 years who is an earning member of poor family.
The Scheme provided for payment compensation to very poor families in rural areas when their huts and/or belongings are destroyed by fire (Rs.1000/- for huts and Rs.500/- for belongings)
The cover provided in the case of tribal package insurance if there is a death, loss of limbs, permanent total / partial disablement is Rs 10,000.
Under Animal Driven Cart insurance in case of damage to rubber tyres, the liability is limited to 50% and in case of total loss to 75%.