The proposal form elicits information related to personal, medical and occupational aspects of the individual.
Group Mediclaim is available to any group / association / institution corporate body provided it has a central administration point and subject to a minimum number of persons to be covered.
Group discount is allowed according to scale, depending upon the total number of insured persons covered under the group policy at the inception of the policy.
The insured is required to furnish a complete list of insured persons in the prescribed format.
A major development in the field of health insurance is the introduction of the "Third Party Administrator" or TPA.