Various healthcare insurance covers such as tertiary care insurance, critical illness/dreaded diseases cover and cancer medical expense policy (Indian Cancer Society) etc. are available in the market.
Jan Arogya Bima policy, Universal Health insurance scheme and Rashtriya Swasthya Bima Yojana are some of the social healthcare schemes.
Cosmetic surgery for beautification purpose is not covered under health insurance policies.
In case of adverse claim ratio for a group health policy loading is applied to renewal premium.
Third party administrators were introduced in the year 2001.
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