Important Points for IC 22 - Life Insurance Underwriting Exam

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  • Diabetes occurs due to insulin deficiency.
  • Vindhya Mohan has been diagnosed of pre-diabetes. It can be assumed that Vindhya Mohan has a high chance of developing Type 2 diabetes.
  • Retinopathy is a diabetic complication related to high blood sugar level and obstructs the flow of oxygen to the cells of the retina.
  • Clinical review of a diabetic applicant needs to be carried out by insurance companies to look for evidence of diabetic complications.
  • Type 2 diabetes is also known as non-insulin dependent diabetes.

Life Insurance Underwriting

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