Important Points for IC 22 - Life Insurance Underwriting Exam
Page 48 Of 64
Go to:
Proteinuria and albuminuria are indicators that the kidneys are damaged in some way.
Hematuria means blood in the urine. There are two kinds of hematuria ? microscopic hematuria and gross hematuria.
Kindly diseases can be diagnosed through urinalysis, renal function tests, imaging tests, renal biopsy, renal angiography, cystoscopy etc.
At the time of underwriting a proposal involving a kidney stone problem, the underwriter should consider whether there are any metabolic or systemic underlying disorders that may increase the risk of mortality.
For underwriting a proposal, a case with chronic kidney disease (CKD) at early stage will be classified as sub-standard case and cases of advanced CKD are usually declined.
MODELEXAM® 
www.realsoftinfoplan.com