Temporary total disability (TTD): means becoming totally disabled for a temporary period of time.
If a person has more than one policy with different insurers, in the event of accidental death, PTD or PPD, claims would be paid under all the policies.
Independent organizations for managing health insurance claims are known as the TPAs or Third party administrator appointed by Insurers
Health Insurance is a contract between the insurer and the insured wherein the insurer agrees to pay hospitalisation expenses to the extent of an agreed sum insured in the event of any medical treatment arising out of an illness or an injury
Primary health care - services offered by the doctors, nurses and other small clinics which are contacted first by the patient for any sickness
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