Group health insurance policy - available to groups/ associations/ institutions/ corporate bodies, provided they have a central administration point and are subject to a minimum number of persons to be covered. The group must belong to a category that is
Expenses covered under health insurance - Cost of room / bed,Boarding expenses, Nursing expenses, Doctors fees, Diagnostic tests, Operation theatre charges, Expenses related to surgical appliances and the like
Portability - It is the right accorded to an individual health insurance policyholder (including family cover), to transfer the credit gained for pre-existing conditions and time bound exclusions, from one insurer to another insurer or from one pla
DOMICILIARY HOSPITALIZATION - a provision to take care of expenses incurred for medical treatment taken at home without being admitted to a hospital. the condition of the patient is such that he cannot be moved to a hospital or there is lack of acc
Pre-existing diseases - Any condition, ailment or injury or related condition(s) for which you had signs or symptoms, and/or were diagnosed, and/or received medical advice/treatment within 48 months prior to the first policy issued by the insurer
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