Post hospitalization expenses would be relevant medical expenses incurred during period up to the defined number of days (generally 60 days) after hospitalization and will be considered as part of claim.
A hospital daily cash policy provides a fixed sum to the insured person for each day of hospitalization.
High Deductible or Top-up Covers offer cover for higher sum insured over and above a specified chosen amount (called threshold or deductible).
Out-patient covers provide for medical expenses like dental treatments, vision care expenses, routine medical examinations and tests etc. that do not require hospitalization
A group policy is taken by a group owner who could be an employer, an association, a banks credit card division, where a single policy covers the entire group of individuals.
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