Overseas Mediclaim / Travel Policies provide cover to an individual against exposure to the risk of accident, injury and sickness during his stay overseas.
The premium rates for Overseas Travel insurance are based on type / plan of cover, age, duration of travel
Some of the perils covered are - Accidental death / disability,Emergency hospitalisation, Repatriation, Hijack cover, Emergency dental relief, Delay or loss of checked baggage, Delay or cancellation of trip, Loss of passport and documents, Third party lia
TPA enter into an MOU with hospitals or health service providers which has at least 10 inpatient beds in those towns having a population of less than 10,00,000 and 15 inpatient beds in all other places
Cumulative bonus on the sum insured for every claim free year. This means that the sum insured gets increased on renewal by a fixed percentage say 5% annually and is allowed up to a maximum of 50% for ten claim-free renewals. The insured pays the premium
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