Reimbursement claim - customer pays the hospital from his own resources and then files his claim with Insurer/TPA for payment of the admissible claim.
World Health Organization (WHO) developed International Classification of Diseases (ICD) codes. ICD is used to capture the disease in a standardized format
Personal accident is a benefit policy and covers accidental death, accidental disability (permanent / partial), Temporary total disability and may also have add-on coverage of accidental medical expenses, funeral expenses, educational expenses etc. depending on particular product.
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