NISM 10A Investment Adviser Level 1 Notes
Page 36 Of 181
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Credit Card Debt: High interest rates make it a priority for repayment to avoid escalating costs.
Loan Tenure Adjustment: Extending tenure lowers EMIs but increases total interest paid.
Financial Discipline: Responsible borrowing ensures debt does not derail financial goals.
Loan Provider Evaluation: Considers reputation, terms, and customer service of lenders.
Debt-Free Goals: Plans to eliminate debt to free up income for savings and investments.
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NISM 10A NISM Investment Adviser Level 1
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