NISM 10B Investment Adviser Level 2 Notes
Page 13 Of 180
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Loan Against Policy: Policyholder can borrow against the policy’s cash value.
Maturity Benefit: Amount paid if the insured survives the policy term.
Death Benefit: Sum assured paid to nominees on the insured’s death.
Human Life Value: Estimates financial loss due to premature death.
Need-Based Approach: Calculates insurance based on financial obligations.
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NISM 10B NISM Investment Adviser Level 2
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