NISM 10B Investment Adviser Level 2 Notes
Page 167 Of 180
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Lock-In Period: ULIPs 5 years, PPF 15 years, FDs vary.
Diversification: Mutual funds, ETFs high; real estate low.
Management: PMS active, ETFs passive, ULIPs hybrid.
Suitability: Depends on risk profile, goals, and horizon.
Transparency: ETFs, mutual funds high; PMS, real estate lower.
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