NISM 10B Investment Adviser Level 2 Notes
Page 25 Of 180
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Adverse Selection: High-risk individuals seeking coverage.
Reinsurance: Insurers transfer part of risk to another insurer.
Claim Settlement Ratio: Indicates reliability of insurer in settling claims.
Incurred Claim Ratio: Claims paid versus premiums earned.
Solvency Ratio: Measures insurer’s financial stability.
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NISM 10B NISM Investment Adviser Level 2
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