NISM 10B Investment Adviser Level 2 Notes

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  • Healthcare Costs: Rise significantly in retirement, requiring specific planning.
  • Longevity Risk: Outliving savings due to increased life expectancy.
  • Sequence of Returns Risk: Poor returns early in retirement deplete corpus faster.
  • Withdrawal Rate: Safe percentage of corpus withdrawn annually, typically 4%.
  • Tax Implications: Retirement income may be taxable, affecting planning.

NISM 10B NISM Investment Adviser Level 2

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